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Trusted bankruptcy attorneys in North Carolina

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Many of our new clients are referred by our past clients. We have a good standing in our community.

Bankruptcy is one of the most stressful things an individual can experience. The uncertainty of the future, the fear of losing their property, and the regret of past financial decisions can take an emotional toll on anyone. Our attorneys understand.


Principal Attorney

Phil Bolton is a member of the North Carolina Bar Association and has been licensed to practice law since 1984. He has been a Board Certified Specialist in consumer and business bankruptcy law since 1992 and is a member of the National Association of Chapter 13 Trustees.

  • Juris Doctorate, 1984
  • Undergraduate, 1981

A foundation of compassion

“I like helping people. I can use my experience to make their lives better during a difficult time.”

- Phillip Bolton

Bankruptcy can be the restart you need

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Chapter 7

A Chapter 7 bankruptcy is designed to help individuals get out from under bills they simply can’t afford to pay and gives them a much-needed fresh start.

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Chapter 13

Filing for Chapter 13 bankruptcy allows you to reorganize most of your personal finances by setting up a monthly payment to your creditors that pays back a portion of the amount you owe.

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Chapter 11

Chapter 11 bankruptcy is open to businesses in the United States. It is available to individuals as well, but commonly filed by corporations, partnerships, and other business entities.

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You are not alone. We’ve helped people in North Carolina get their lives back, and we can help you do the same.

Every day, thousands of Americans agonize over their budget. Maybe you’ve been living paycheck to paycheck for years and you’re emotionally drained, or perhaps your family has dealt with a medical event that has depleted the life savings you worked so hard to build.

Whatever the case may be, the team at Bolton Law Group encourages you not to fall into the mindset that you’ve failed. Life is filled with unforeseen circumstances, and the last thing you need during this time is to carry guilt for facing financial hardship.

When you work with our team, we will outline practical steps that you can take to get your finances back on track. We will also help you dismantle the negative stigma associated with bankruptcy, allowing you to free yourself from the mental burdens you’ve carried.

As part of our services, we offer free consultations for individuals and small businesses considering bankruptcy. If your finances are making you miserable and you see no clear way out, let our compassionate team guide you on the path to the financial restart you deserve.

Recent Posts

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As a bankruptcy attorney for more than 20 years, I’ve seen the toll financial stress can take on my clients. Those relentless phone calls … the barrage of letters from creditors … they can really start to wear you down.

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